Maintenance

Four short walks a year catch most exterior problems while they are still maintenance, not replacements.

Buyers pay to avoid a project, not to refund your upgrade. New cladding and windows can help a sale. They rarely return the full invoice.

Cash, a loan, an insurance claim, and a phased repair are different tools. The expensive mistake is financing a scope you would not have chosen in cash.

Dated photos of the roof, the ceilings, and the debris help an insurance conversation. They also keep you from hiring the first person who knocks.